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Home Patient Information Oral Surgery Financing

Oral Surgery Financing


Woman looking at camera and smiling after her oral surgery at Oral Surgery Specialists of Buda.If you need oral surgery in Buda, you may have some concerns about the cost of your procedure. Will insurance cover it? What will you need to pay out of pocket? At Oral Surgery Specialists of Buda, we’re dedicated to helping everyone access the procedures they need for a healthy smile and face, regardless of financial situation. We work with our patients to answer all of their questions and to figure out a financing plan.

Insurance


If you have medical or dental insurance, then much of the cost of your surgery may be covered by your policy. It depends on whether or not your procedure is deemed “necessary” by the company. However, insurance policies vary widely in what they’ll cover. For instance, many dental insurance policies don’t cover dental implants, although some medical insurance policies do (depending on the cause of tooth loss). If you’re unsure what your policy will cover, we’ll be happy to check with your insurance company for you, since we know that dealing with insurance companies can be a major hassle.

Accepted Insurances


•  Metlife
•  Delta Dental PPO and Premier
•  Cigna Dental PPO
•  Guardian Dental PPO
•  UHC Dental PPO and Medicare Advantage
•  Humana Dental PPO and Medicare Advantage
•  UNUM
•  Sunlife
•  BCBS of Texas Dental PPO and Medicare Advantage
•  Anthem BCBS Dental PPO
•  Beam Dental PPO
•  Equitable Dental PPO
•  Mutual of Omaha Dental PPO
•  Principal Dental PPO.

Insurance Disclaimer


The insurance providers listed above represent plans we commonly work with, but participation can vary by individual plan, employer group, and location. Listing a provider here is not a guarantee of coverage or in-network status for your specific plan. We recommend contacting our office directly to verify your benefits and coverage details before your appointment.

Choosing Your Procedure


In some cases, you may be able to make choices that reduce the cost of your procedure, if this is important to you. Dr. Flint will go over different treatment options available to you and how that may affect the cost of your procedure.

Financing Plans


Your surgery may not be covered by insurance; it may be partially covered, but you have some costs as well. In either case, if you don’t have the money to pay for your surgery up front, we’re happy to help you navigate financing. We accept CareCredit, which is designed specifically for healthcare costs and offer monthly payment plans.

Other Financing Options


Many patients are unaware of all of the options they have for financing their surgical procedures. You can often get a personal loan or a medical loan from your bank, which you then pay back slowly over a period of time. There are also medical credit cards available, which you can use only to charge medical expenses (useful for those who are worried about having the temptation of another card around). Another option is to charge all or part of your procedure on your regular credit card, and then pay it back according to the terms of your card; unfortunately, the interest rates can often be high, so this isn’t the best option for many people. If you’re not sure which of these options makes the most sense for your treatment, our front desk team is happy to walk you through them.

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We Are Committed to You


At Oral Surgery Specialists of Buda, we’re committed to helping every patient who needs oral surgery in Buda to access this care. We don’t want anyone to have to put up with discomfort and even more damaging consequences because they couldn’t afford the surgery they needed. If you need financial assistance, please discuss this with our front desk staff, who are more than happy to answer all of your questions. Our team handles these conversations with discretion, and your privacy is protected at all times. If you need financing for oral surgery in Buda, we’re committed to helping you. Call us at (737) 335-0017 to get more information on financing options.

ORAL SURGERY SPECIALISTS OF BUDA

Derrick Flint, MD, DDS | Ricardo Garza, MD, DMD




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Oral Surgery Financing & Payment Plans in Buda, TX | OSS Buda
Wondering what oral surgery will cost in Buda, TX? We accept CareCredit and LendingClub, verify your insurance coverage, and help you find a payment plan.
Oral Surgery Specialists of Buda, 119 Cimarron Park Loop, Suite C, Buda, TX 78610 • (737) 335-0017 • budaoralsurgery.com • 8/31/2026